New and Custom Home Building Process
Building a new home is an exciting experience. It is an investment of your money, your emotions, and your time. We take pride in making the home buying and construction processes smooth, easy and pleasurable.
The construction of a new home differs from other manufacturing processes in several ways. By keeping these differences in mind, you can enjoy observing the construction process as we build your new home. As a consumer, you rarely have the opportunity to watch as the products you purchase are created. Your new home is created in front of you.
Because of the time required for construction, you have many opportunities to view your home as it is built, ask questions, and discuss details. You have more opportunity for input into the design and finish details of a new home than for most other products. Our success in personalizing your home depends on effective and timely communication of your choices.
We make sure you are involved in the entire building process and have the opportunity to see your home under construction first-hand. We make sure you understand how your home plans, options and selections come together to create the home of your dreams and answer all your questions.
We’ll walk you through the home building process and offer helpful insights for understanding this process that will help give you a sense of confidence and anticipation.
The chronological list that follows outlines in general the events that typically take place in the building of a new home:
● Meet Your Builder: Visit our sales office. Choose from a variety of beautiful neighborhoods, home styles and layouts to meet your individual needs, tastes and budget.
● Apply for Pre-qualification: Use a mortgage broker or company to determine how much you can qualify for. If you need help, we can have a loan officer from our preferred lender to contact you to obtain additional information to complete your pre-qualification. The loan officer would provide answers to any questions you have about financing your new home.
● Choose Your Area or Community: Choose the type of community that best meets your needs. How important is being located near schools, your job, etc. Identify a lot that fits your individual needs, tastes and budget and put your lot under contract and feasibility study.
● Develop Preliminary Plans & Specifications: Determine what size and type of home best fits your needs. How may bedrooms? How many car garage? Do you need a home office, a media room, a bonus room, etc. Our staff is very knowledgeable to assist you and answer your questions.
● Secure Financing: There are many types of loans available. We recommend working with a mortgage broker or company to determine what is best for you. If you need help, we can have a loan officer from our preferred lender to contact you. Here are some of the questions you expect to get answered: How much will you borrow? How much will the down payment be? Would it be fixed or variable loan? What will the interest rate be? What are the closing costs?
● Execute Builder’s Agreement: Among the many items this agreement contains are a description of your home, financing information, legal provisions and addenda that details specific instructions and options selections.
● Begin Selection Process: Personalize your new home by selecting the finishes, options, upgrades and color selections that will make your home as unique as you are. Pick from broad array of paint colors, flooring options, cabinetry, countertops, fixtures, appliances and more.
● Obtain Insurance: Your lender will require hazard/builder’s risk & homeowner’s insurance policy prior to start of construction.
● Begin Construction: Prior to the start of construction, you will meet with your construction manager to review your home plans, the selections you made and any options or upgrades you have selected. In addition to all inspections performed by independent building inspectors, your home will receive a series of high quality inspections throughout the construction process utilizing hundreds of quality checkpoints to ensure that your home meets and exceeds our high quality standards. After framing is completed, a meeting is scheduled with your construction manager to walk the house, review your selections again and to discuss any changes you may have; and after the drywall is installed, another meeting is scheduled to walk the house. Now, you’ll start to see the floor plans become a home. You’ll also see your selections installed and how the home you’ve envisioned becomes a reality right in front of you.
● Final Walk-Through: The home is now ready for conducting your builder’s final walkthrough. You’ll be introduced to your new home prior to closing. This is our opportunity to demonstrate your home and its many features to you. We want you to feel confident that your new home meets your expectations prior to ownership.
● Closing on Your Dream Home: Once you approve and sign the closing documents, which takes place at a title company, the house is legally yours. Once the closing process is completed and final payment is funded, you will be presented with the keys to your new home. Congratulations! You are now the proud owner of a beautiful new home.
Phases of Construction:
Although the specific sequence of construction steps varies and overlaps, generally we build your home in the following order:
● Underground Plumbing/Water & Sewer
● Foundation Footing/Stem Wall/Slab
● First Floor
● Second Floor (if applicable)
● Roof trusses
● Roof sheathing
● Felt paper
● Valley flashing
● Mechanical Systems Rough-in
● HVAC (heating, ventilating, and air conditioning)
● Electrical (extra outlets need to be installed at this point)
● Rough inspections
● Drywall and Texture
● Exterior and Interior Painting
● Exterior Trim
● Fascia (boards at ends of rafters)
● Exterior doors and windows
● Finish materials
● Deck, if applicable
● Aluminum fascia, soffit and gutters, if applicable
● Interior Trim
● Baseboards, casings, other details
● Finish Work
● Floor coverings
● Light fixtures
● Plumbing fixtures
● Driveway and Sidewalks
● Final Grading
● Irrigation and Landscaping
● Construction Cleaning
● Improvement Survey
● Builder’s Punchlist
● Certificate of Occupancy
● Homeowner Orientation
● Move in